Annuities

Annuities are also becoming a financial tool to fund long term care income

Some Carriers use a single premium annuity and attach a rider that doubles or triples the single premium which becomes your pool of money for LTC benefits. Others use income producing index products and double the guaranteed income if the client goes on LTC claim and other waive the surrender charges while on claim to allow greater withdrawals. Most annuities like the above are easier to medically qualify for than stand alone or hybrid products.

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